Congress passed the Fair Debt Collection Practices Act (FDCPA) based on abundant evidence of the use of abusive, deceptive, and unfair debt collection practices by many debt collectors. Congress found that abusive debt collection practices contribute to the number of personal bankruptcies, to marital instability, to the loss of jobs, and to invasions of individual privacy. Vedra Law LLC sues debt collectors who violate the FDCPA.
Debt collectors are not permitted to harass you just because you owe a debt. Debt Collectors are not allowed to:
A debt collector may not lie to collect a debt. The FDCPA prohibits the use of any false, deceptive, or misleading representation to collect a debt, including:
A debt collector may not treat a consumer unfairly or use unconscionable means to collect a debt. This includs: