FDCPA Intake

 

Mobile Phone *
Mobile Phone
Alternate Phone
Alternate Phone
Who is the Original Creditor?
Who is the debt collector's attorney?
Who is the Collection Agency?
How did you allegedly incur this debt?
Is the debt being reported to a consumer reporting agency?
Did the consumer dispute the debt?
Has the debt collector filed a lawsuit?
Date the Consumer must answer the Complaint.
Is there already a judgment?
The failure to disclose in the initial written communication with the consumer and, in addition, if the initial communication with the consumer is oral, in that initial oral communication, that the debt collector is attempting to collect a debt and that any information obtained will be used for that purpose, and the failure to disclose in subsequent communications that the communication is from a debt collector, except that this paragraph shall not apply to a formal pleading made in connection with a legal action.
Is the amount of the debt correct?
Is the debt barred by the statute of limitations? Generally, six years since last payment
Has the debt collector contacted any third parties about the debt?
Is the collection agency licensed with the Colorado Administrator of the UCCC? https://coag.gov/car/licensing
Did the debt collector's initial communication contain the Colorado notice? "A consumer has the right to request in writing that a debt collector or collection agency cease further communication with the consumer. A written request to cease communication will not prohibit the debt collector or collection agency from taking any other action authorized by law to collect the debt." plus, Correct Website