Debt collectors frequently use abusive, unfair, and deceptive practices to collect debt. The FDCPA is designed to protect consumers and eliminate abusive debt collection practices.
Modern credit is dependent upon fair and accurate credit reporting. Inaccurate credit reports directly impair consumers' ability to obtain credit, insurance, and employment. The FCRA protects consumers from inaccurate credit reporting.
Student loans are complicated. From application to repayment, student loans are full of problems for consumers. Whether in default, deferment, forbearance, or repayment, student loan borrowers have options.
Everyone needs reliable transportation, but cars often turn out to be less reliable and more expensive once driven off the lot. State and federal law protects consumers who have purchased defective vehicles.
Every year, debt collectors file tens of thousands of lawsuits to collect debt. They rely on consumers not knowing the system and not having an attorney. Vedra Law LLC protects consumers who are victims of unfair collection practices in the courtroom.
Businesses are constantly finding new ways to deceive consumers. From bait and switch to false advertising, consumers often don't get want they paid for. State laws such as the Colorado Consumer Protection Act help consumers against deceptive trade practices.
Medical debt can be the most devastating and unexpected financial problem in a person's life. Even with insurance, the bills can be too much to pay. Vedra Law LLC leverages knowledge of Medicaid, Medicare, private insurance, and unfair debt collection practices to protect consumers from financial calamity.
From the subprime crisis, to predatory lending, to substandard mortgage servicing, the mortgage industry continues to take advantage of consumers.